AI Governance

Disparate Treatment

Intentional discrimination based on a protected characteristic. In AI systems, disparate treatment occurs when protected attributes like race, gender, or age are explicitly used as input features for decision-making, or when different rules are applied to different groups by design.

Why It Matters

Disparate treatment is the more straightforward form of AI discrimination — and the easier one to detect and prove legally. Even well-intentioned uses of protected attributes (like race-adjusted medical scoring) can constitute disparate treatment.

Example

An insurance pricing algorithm that charges higher premiums to applicants from specific zip codes — used as a proxy for race — constitutes disparate treatment if the intent or effect is to discriminate on the basis of a protected characteristic.

Think of it like...

If disparate impact is accidentally building a door too small for tall people, disparate treatment is putting up a sign that says 'tall people not welcome.'

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